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Working hand-and-hand with our customers to manage wildfire risks
Your home is likely your biggest asset and you're smart to learn how to protect it, especially as the frequency and severity of large wildfires increases. You've also probably heard that many insurance companies aren't renewing policies for homeowners in higher risk areas.
We've got good news for our existing policyholders. By taking action to minimize the risk of wildfire damage to your home, you can avoid the potential nonrenewal of your AAA Home Insurance policy due to wildfire risk.*
Specifically, if you secure a Wildfire Prepared Home certification (base or plus level), CSAA Insurance Group has committed that your single-family homeowners policy won't be non-renewed due to wildfire risk and we will renew your homeowners policy for a minimum of three years if you maintain the certification and all other requirements of your policy.*
To help you achieve this designation, we are providing information, tools and resources to help homeowners proactively protect their homes from wildfire risk and keep their communities safe.
*Conditions apply: Only available to CSAA Insurance Group policyholders and all policy conditions must be fulfilled including making payments, maintaining the property, etc. This offer is currently for homeowners of single-family houses in California.
Specialized guidance for homeowners
CSAA Insurance Group has partnered with Madronus, a company that helps California homeowners develop a plan to reduce their wildfire risk based on the Wildfire Prepared Home standards, offering "do-it-yourself" options and/or contractor quotes, and possible incentives. They are prepared to answer your questions and help you develop a plan tailored to your home.
Exclusive discounts for policyholders
CSAA Insurance Group offers discounts to customers who make their homes and communities safer from wildfires.
5% premium reduction for CSAA Insurance Group policyholders who are part of a California Firewise community is automatically applied
Up to a 15% discount for policyholders who have taken specific actions to reduce their risks
Future discounts for individual mitigation items are pending regulatory review, such as maintaining a five-foot noncombustible zone around the home, or having a Class A fire-rated roof. (Most asphalt shingle roofs already qualify.)
If you make changes to your property and want to make sure you are receiving credit for your efforts, please call CSAA Insurance Group at 877-890-8233 or your insurance agent. In fact, we recommend policyholders review their insurance policies annually and whenever improvements are made.
Limited time offer for Sonoma & Butte County homeowners
If you own and live in a house located in an area we believe to be at a high risk for wildfires in Sonoma or Butte counties, we may have a special offer for a limited time.
Learn whether you are eligible by contacting 877-890-8233
Partnering to reduce climate and wildfire risks
CSAA Insurance Group collaborates with many organizations to provide homeowners with information and resources to mitigate wildfire risks.
